LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,422
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,430
−HK$1,025/mo
Today · 4.125%
HK$34,455
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,910/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,069
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$982/mo
Today · 4.125%
HK$38,018
baseline
▲ 0.50% · 4.625%
HK$40,022
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,036/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,906
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,116
−HK$1,230/mo
Today · 4.125%
HK$41,346
baseline
▲ 0.50% · 4.625%
HK$43,862
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,692/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,283
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,443
−HK$1,178/mo
Today · 4.125%
HK$45,621
baseline
▲ 0.50% · 4.625%
HK$48,026
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,242/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,390
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,435/mo
Today · 4.125%
HK$48,237
baseline
▲ 0.50% · 4.625%
HK$51,172
+HK$2,935/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,474/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,496
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,851
−HK$1,374/mo
Today · 4.125%
HK$53,225
baseline
▲ 0.50% · 4.625%
HK$56,030
+HK$2,805/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,450/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,359
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,174
−HK$1,845/mo
Today · 4.125%
HK$62,019
baseline
▲ 0.50% · 4.625%
HK$65,793
+HK$3,774/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,038/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,924
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,665
−HK$1,767/mo
Today · 4.125%
HK$68,432
baseline
▲ 0.50% · 4.625%
HK$72,039
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,864/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,193 · Scale 2, in force from 26 Feb 2026)