LTV · monthly repayment
▼ 0.50% · 3.625%
HK$324,221
−HK$20,331/mo
▼ 0.25% · 3.875%
HK$334,306
−HK$10,246/mo
Today · 4.125%
HK$344,552
baseline
▲ 0.50% · 4.625%
HK$365,517
+HK$20,965/mo
Deposit HK$71.09M · loan HK$71.09M · min. income ≈ HK$689,104/mo (50% DSR)
Upfront cash ≈ HK$80.34M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,692
−HK$19,487/mo
▼ 0.25% · 3.875%
HK$370,366
−HK$9,813/mo
Today · 4.125%
HK$380,179
baseline
▲ 0.50% · 4.625%
HK$400,219
+HK$20,040/mo
Deposit HK$71.09M · loan HK$71.09M · min. income ≈ HK$760,358/mo (50% DSR)
Upfront cash ≈ HK$80.34M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,065
−HK$24,398/mo
▼ 0.25% · 3.875%
HK$401,167
−HK$12,296/mo
Today · 4.125%
HK$413,463
baseline
▲ 0.50% · 4.625%
HK$438,621
+HK$25,158/mo
Deposit HK$56.87M · loan HK$85.31M · min. income ≈ HK$826,926/mo (50% DSR)
Upfront cash ≈ HK$66.12M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,831
−HK$23,384/mo
▼ 0.25% · 3.875%
HK$444,439
−HK$11,776/mo
Today · 4.125%
HK$456,215
baseline
▲ 0.50% · 4.625%
HK$480,263
+HK$24,048/mo
Deposit HK$56.87M · loan HK$85.31M · min. income ≈ HK$912,430/mo (50% DSR)
Upfront cash ≈ HK$66.12M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$453,909
−HK$28,464/mo
▼ 0.25% · 3.875%
HK$468,028
−HK$14,345/mo
Today · 4.125%
HK$482,373
baseline
▲ 0.50% · 4.625%
HK$511,724
+HK$29,351/mo
Deposit HK$42.66M · loan HK$99.53M · min. income ≈ HK$964,746/mo (50% DSR)
Upfront cash ≈ HK$51.90M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$504,969
−HK$27,282/mo
▼ 0.25% · 3.875%
HK$518,512
−HK$13,739/mo
Today · 4.125%
HK$532,251
baseline
▲ 0.50% · 4.625%
HK$560,307
+HK$28,056/mo
Deposit HK$42.66M · loan HK$99.53M · min. income ≈ HK$1,064,502/mo (50% DSR)
Upfront cash ≈ HK$51.90M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$583,597
−HK$36,597/mo
▼ 0.25% · 3.875%
HK$601,751
−HK$18,443/mo
Today · 4.125%
HK$620,194
baseline
▲ 0.50% · 4.625%
HK$657,931
+HK$37,737/mo
Deposit HK$14.22M · loan HK$127.97M · min. income ≈ HK$1,240,388/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$649,246
−HK$35,077/mo
▼ 0.25% · 3.875%
HK$666,659
−HK$17,664/mo
Today · 4.125%
HK$684,323
baseline
▲ 0.50% · 4.625%
HK$720,395
+HK$36,072/mo
Deposit HK$14.22M · loan HK$127.97M · min. income ≈ HK$1,368,646/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$9,242,096 · Scale 2, in force from 26 Feb 2026)