LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,424
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,432
−HK$1,025/mo
Today · 4.125%
HK$34,457
baseline
▲ 0.50% · 4.625%
HK$36,554
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,914/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,071
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,039
−HK$981/mo
Today · 4.125%
HK$38,020
baseline
▲ 0.50% · 4.625%
HK$40,024
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,040/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,908
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,229/mo
Today · 4.125%
HK$41,348
baseline
▲ 0.50% · 4.625%
HK$43,864
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,696/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,285
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,446
−HK$1,178/mo
Today · 4.125%
HK$45,624
baseline
▲ 0.50% · 4.625%
HK$48,029
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,248/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,393
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,805
−HK$1,435/mo
Today · 4.125%
HK$48,240
baseline
▲ 0.50% · 4.625%
HK$51,175
+HK$2,935/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,480/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,500
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,854
−HK$1,374/mo
Today · 4.125%
HK$53,228
baseline
▲ 0.50% · 4.625%
HK$56,034
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,456/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,363
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,178
−HK$1,845/mo
Today · 4.125%
HK$62,023
baseline
▲ 0.50% · 4.625%
HK$65,797
+HK$3,774/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,046/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,928
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,669
−HK$1,767/mo
Today · 4.125%
HK$68,436
baseline
▲ 0.50% · 4.625%
HK$72,043
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,872/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,226 · Scale 2, in force from 26 Feb 2026)