LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,424
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,433
−HK$1,025/mo
Today · 4.125%
HK$34,458
baseline
▲ 0.50% · 4.625%
HK$36,554
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,916/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,072
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,039
−HK$981/mo
Today · 4.125%
HK$38,020
baseline
▲ 0.50% · 4.625%
HK$40,025
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,040/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,909
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,230/mo
Today · 4.125%
HK$41,349
baseline
▲ 0.50% · 4.625%
HK$43,865
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,698/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,286
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,447
−HK$1,178/mo
Today · 4.125%
HK$45,625
baseline
▲ 0.50% · 4.625%
HK$48,030
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,250/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,394
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,806
−HK$1,435/mo
Today · 4.125%
HK$48,241
baseline
▲ 0.50% · 4.625%
HK$51,176
+HK$2,935/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,482/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,500
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,855
−HK$1,374/mo
Today · 4.125%
HK$53,229
baseline
▲ 0.50% · 4.625%
HK$56,034
+HK$2,805/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,458/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,364
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,179
−HK$1,845/mo
Today · 4.125%
HK$62,024
baseline
▲ 0.50% · 4.625%
HK$65,798
+HK$3,774/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,048/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,929
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,670
−HK$1,767/mo
Today · 4.125%
HK$68,437
baseline
▲ 0.50% · 4.625%
HK$72,044
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,874/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,234 · Scale 2, in force from 26 Feb 2026)