LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,426
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,435
−HK$1,025/mo
Today · 4.125%
HK$34,460
baseline
▲ 0.50% · 4.625%
HK$36,556
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,920/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,074
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$982/mo
Today · 4.125%
HK$38,023
baseline
▲ 0.50% · 4.625%
HK$40,027
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,046/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,911
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,122
−HK$1,230/mo
Today · 4.125%
HK$41,352
baseline
▲ 0.50% · 4.625%
HK$43,868
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,704/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,289
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,450
−HK$1,177/mo
Today · 4.125%
HK$45,627
baseline
▲ 0.50% · 4.625%
HK$48,032
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,254/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,397
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,809
−HK$1,434/mo
Today · 4.125%
HK$48,243
baseline
▲ 0.50% · 4.625%
HK$51,179
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,486/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,503
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,858
−HK$1,374/mo
Today · 4.125%
HK$53,232
baseline
▲ 0.50% · 4.625%
HK$56,038
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,464/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,367
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,183
−HK$1,844/mo
Today · 4.125%
HK$62,027
baseline
▲ 0.50% · 4.625%
HK$65,802
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,054/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,933
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,674
−HK$1,767/mo
Today · 4.125%
HK$68,441
baseline
▲ 0.50% · 4.625%
HK$72,049
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,882/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,266 · Scale 2, in force from 26 Feb 2026)