LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,428
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,436
−HK$1,025/mo
Today · 4.125%
HK$34,461
baseline
▲ 0.50% · 4.625%
HK$36,558
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,922/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,076
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,043
−HK$982/mo
Today · 4.125%
HK$38,025
baseline
▲ 0.50% · 4.625%
HK$40,029
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,050/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,913
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,124
−HK$1,229/mo
Today · 4.125%
HK$41,353
baseline
▲ 0.50% · 4.625%
HK$43,870
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,706/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,291
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,452
−HK$1,177/mo
Today · 4.125%
HK$45,629
baseline
▲ 0.50% · 4.625%
HK$48,035
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,258/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,399
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,811
−HK$1,435/mo
Today · 4.125%
HK$48,246
baseline
▲ 0.50% · 4.625%
HK$51,181
+HK$2,935/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,492/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,506
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,860
−HK$1,374/mo
Today · 4.125%
HK$53,234
baseline
▲ 0.50% · 4.625%
HK$56,040
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,468/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,370
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,186
−HK$1,844/mo
Today · 4.125%
HK$62,030
baseline
▲ 0.50% · 4.625%
HK$65,805
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,060/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,936
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,677
−HK$1,767/mo
Today · 4.125%
HK$68,444
baseline
▲ 0.50% · 4.625%
HK$72,052
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,888/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,291 · Scale 2, in force from 26 Feb 2026)