LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,430
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,439
−HK$1,025/mo
Today · 4.125%
HK$34,464
baseline
▲ 0.50% · 4.625%
HK$36,561
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,928/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,079
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$982/mo
Today · 4.125%
HK$38,028
baseline
▲ 0.50% · 4.625%
HK$40,032
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,056/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,917
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,127
−HK$1,230/mo
Today · 4.125%
HK$41,357
baseline
▲ 0.50% · 4.625%
HK$43,873
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,714/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,294
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,455
−HK$1,178/mo
Today · 4.125%
HK$45,633
baseline
▲ 0.50% · 4.625%
HK$48,039
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,266/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,403
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,435/mo
Today · 4.125%
HK$48,250
baseline
▲ 0.50% · 4.625%
HK$51,186
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,500/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,510
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,865
−HK$1,374/mo
Today · 4.125%
HK$53,239
baseline
▲ 0.50% · 4.625%
HK$56,045
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,478/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,375
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,191
−HK$1,844/mo
Today · 4.125%
HK$62,035
baseline
▲ 0.50% · 4.625%
HK$65,810
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,070/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,941
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,683
−HK$1,767/mo
Today · 4.125%
HK$68,450
baseline
▲ 0.50% · 4.625%
HK$72,058
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,900/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,337 · Scale 2, in force from 26 Feb 2026)