LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,431
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,440
−HK$1,025/mo
Today · 4.125%
HK$34,465
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,930/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,079
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,047
−HK$982/mo
Today · 4.125%
HK$38,029
baseline
▲ 0.50% · 4.625%
HK$40,033
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,058/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,917
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,128
−HK$1,230/mo
Today · 4.125%
HK$41,358
baseline
▲ 0.50% · 4.625%
HK$43,874
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,716/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,295
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,456
−HK$1,178/mo
Today · 4.125%
HK$45,634
baseline
▲ 0.50% · 4.625%
HK$48,040
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,268/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,404
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,816
−HK$1,435/mo
Today · 4.125%
HK$48,251
baseline
▲ 0.50% · 4.625%
HK$51,187
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,502/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,511
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,374/mo
Today · 4.125%
HK$53,240
baseline
▲ 0.50% · 4.625%
HK$56,046
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,480/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,376
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,192
−HK$1,845/mo
Today · 4.125%
HK$62,037
baseline
▲ 0.50% · 4.625%
HK$65,812
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,074/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,943
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,685
−HK$1,767/mo
Today · 4.125%
HK$68,452
baseline
▲ 0.50% · 4.625%
HK$72,060
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,904/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,349 · Scale 2, in force from 26 Feb 2026)