LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,433
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$1,025/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,081
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,049
−HK$981/mo
Today · 4.125%
HK$38,030
baseline
▲ 0.50% · 4.625%
HK$40,035
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,060/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,919
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,230/mo
Today · 4.125%
HK$41,360
baseline
▲ 0.50% · 4.625%
HK$43,876
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,720/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,297
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,458
−HK$1,178/mo
Today · 4.125%
HK$45,636
baseline
▲ 0.50% · 4.625%
HK$48,042
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,272/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,406
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,818
−HK$1,435/mo
Today · 4.125%
HK$48,253
baseline
▲ 0.50% · 4.625%
HK$51,189
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,506/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,513
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,868
−HK$1,374/mo
Today · 4.125%
HK$53,242
baseline
▲ 0.50% · 4.625%
HK$56,049
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,484/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,195
−HK$1,845/mo
Today · 4.125%
HK$62,040
baseline
▲ 0.50% · 4.625%
HK$65,815
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,080/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,946
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,688
−HK$1,767/mo
Today · 4.125%
HK$68,455
baseline
▲ 0.50% · 4.625%
HK$72,063
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,910/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,372 · Scale 2, in force from 26 Feb 2026)