LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,434
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$1,025/mo
Today · 4.125%
HK$34,467
baseline
▲ 0.50% · 4.625%
HK$36,565
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,934/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,082
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,050
−HK$981/mo
Today · 4.125%
HK$38,031
baseline
▲ 0.50% · 4.625%
HK$40,036
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,062/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,920
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,131
−HK$1,230/mo
Today · 4.125%
HK$41,361
baseline
▲ 0.50% · 4.625%
HK$43,878
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,722/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,298
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,460
−HK$1,178/mo
Today · 4.125%
HK$45,638
baseline
▲ 0.50% · 4.625%
HK$48,043
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,276/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,407
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,435/mo
Today · 4.125%
HK$48,254
baseline
▲ 0.50% · 4.625%
HK$51,191
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,508/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,515
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,870
−HK$1,374/mo
Today · 4.125%
HK$53,244
baseline
▲ 0.50% · 4.625%
HK$56,051
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,488/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,381
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,196
−HK$1,845/mo
Today · 4.125%
HK$62,041
baseline
▲ 0.50% · 4.625%
HK$65,817
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,082/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,948
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,690
−HK$1,767/mo
Today · 4.125%
HK$68,457
baseline
▲ 0.50% · 4.625%
HK$72,065
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,914/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,388 · Scale 2, in force from 26 Feb 2026)