LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,435
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,444
−HK$1,025/mo
Today · 4.125%
HK$34,469
baseline
▲ 0.50% · 4.625%
HK$36,566
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,938/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,051
−HK$982/mo
Today · 4.125%
HK$38,033
baseline
▲ 0.50% · 4.625%
HK$40,038
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,066/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,922
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,133
−HK$1,230/mo
Today · 4.125%
HK$41,363
baseline
▲ 0.50% · 4.625%
HK$43,880
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,726/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,300
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,462
−HK$1,178/mo
Today · 4.125%
HK$45,640
baseline
▲ 0.50% · 4.625%
HK$48,045
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,280/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,409
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,821
−HK$1,436/mo
Today · 4.125%
HK$48,257
baseline
▲ 0.50% · 4.625%
HK$51,193
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,514/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,517
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,872
−HK$1,374/mo
Today · 4.125%
HK$53,246
baseline
▲ 0.50% · 4.625%
HK$56,053
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,492/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,383
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,199
−HK$1,845/mo
Today · 4.125%
HK$62,044
baseline
▲ 0.50% · 4.625%
HK$65,819
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,088/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,950
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,692
−HK$1,768/mo
Today · 4.125%
HK$68,460
baseline
▲ 0.50% · 4.625%
HK$72,068
+HK$3,608/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,920/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,411 · Scale 2, in force from 26 Feb 2026)