LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,436
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,445
−HK$1,025/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,567
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,052
−HK$982/mo
Today · 4.125%
HK$38,034
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,068/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,923
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,134
−HK$1,230/mo
Today · 4.125%
HK$41,364
baseline
▲ 0.50% · 4.625%
HK$43,881
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,728/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,301
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,463
−HK$1,178/mo
Today · 4.125%
HK$45,641
baseline
▲ 0.50% · 4.625%
HK$48,047
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,282/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,410
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,435/mo
Today · 4.125%
HK$48,258
baseline
▲ 0.50% · 4.625%
HK$51,194
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,516/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,518
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,873
−HK$1,375/mo
Today · 4.125%
HK$53,248
baseline
▲ 0.50% · 4.625%
HK$56,054
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,496/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,384
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,200
−HK$1,846/mo
Today · 4.125%
HK$62,046
baseline
▲ 0.50% · 4.625%
HK$65,821
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,092/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,952
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,694
−HK$1,767/mo
Today · 4.125%
HK$68,461
baseline
▲ 0.50% · 4.625%
HK$72,070
+HK$3,609/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,922/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,424 · Scale 2, in force from 26 Feb 2026)