LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,437
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$1,025/mo
Today · 4.125%
HK$34,471
baseline
▲ 0.50% · 4.625%
HK$36,568
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,053
−HK$982/mo
Today · 4.125%
HK$38,035
baseline
▲ 0.50% · 4.625%
HK$40,040
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,070/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,924
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,135
−HK$1,230/mo
Today · 4.125%
HK$41,365
baseline
▲ 0.50% · 4.625%
HK$43,882
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,730/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,303
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,464
−HK$1,178/mo
Today · 4.125%
HK$45,642
baseline
▲ 0.50% · 4.625%
HK$48,048
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,284/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,411
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,435/mo
Today · 4.125%
HK$48,259
baseline
▲ 0.50% · 4.625%
HK$51,196
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,518/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,520
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,875
−HK$1,374/mo
Today · 4.125%
HK$53,249
baseline
▲ 0.50% · 4.625%
HK$56,056
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,498/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,386
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,202
−HK$1,846/mo
Today · 4.125%
HK$62,048
baseline
▲ 0.50% · 4.625%
HK$65,823
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,096/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,954
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,696
−HK$1,767/mo
Today · 4.125%
HK$68,463
baseline
▲ 0.50% · 4.625%
HK$72,072
+HK$3,609/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,926/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,440 · Scale 2, in force from 26 Feb 2026)