LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,439
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,448
−HK$1,025/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,570
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,088
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,055
−HK$982/mo
Today · 4.125%
HK$38,037
baseline
▲ 0.50% · 4.625%
HK$40,042
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,074/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,926
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,137
−HK$1,230/mo
Today · 4.125%
HK$41,367
baseline
▲ 0.50% · 4.625%
HK$43,884
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,734/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,305
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,466
−HK$1,179/mo
Today · 4.125%
HK$45,645
baseline
▲ 0.50% · 4.625%
HK$48,051
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,290/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,414
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,827
−HK$1,435/mo
Today · 4.125%
HK$48,262
baseline
▲ 0.50% · 4.625%
HK$51,198
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,524/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,523
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,374/mo
Today · 4.125%
HK$53,252
baseline
▲ 0.50% · 4.625%
HK$56,059
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,504/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,389
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,206
−HK$1,845/mo
Today · 4.125%
HK$62,051
baseline
▲ 0.50% · 4.625%
HK$65,826
+HK$3,775/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,102/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,958
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,700
−HK$1,767/mo
Today · 4.125%
HK$68,467
baseline
▲ 0.50% · 4.625%
HK$72,076
+HK$3,609/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,934/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,469 · Scale 2, in force from 26 Feb 2026)