LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,439
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,448
−HK$1,025/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,571
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,088
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,056
−HK$982/mo
Today · 4.125%
HK$38,038
baseline
▲ 0.50% · 4.625%
HK$40,043
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,076/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,927
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,138
−HK$1,230/mo
Today · 4.125%
HK$41,368
baseline
▲ 0.50% · 4.625%
HK$43,885
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,736/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,306
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,467
−HK$1,178/mo
Today · 4.125%
HK$45,645
baseline
▲ 0.50% · 4.625%
HK$48,051
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,290/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,415
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,827
−HK$1,436/mo
Today · 4.125%
HK$48,263
baseline
▲ 0.50% · 4.625%
HK$51,199
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,526/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,523
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,375/mo
Today · 4.125%
HK$53,253
baseline
▲ 0.50% · 4.625%
HK$56,060
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,506/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,390
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,207
−HK$1,845/mo
Today · 4.125%
HK$62,052
baseline
▲ 0.50% · 4.625%
HK$65,828
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,104/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,959
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,701
−HK$1,767/mo
Today · 4.125%
HK$68,468
baseline
▲ 0.50% · 4.625%
HK$72,077
+HK$3,609/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,936/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,478 · Scale 2, in force from 26 Feb 2026)