LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,440
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$1,026/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,090
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,058
−HK$981/mo
Today · 4.125%
HK$38,039
baseline
▲ 0.50% · 4.625%
HK$40,045
+HK$2,006/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,078/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,928
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,139
−HK$1,231/mo
Today · 4.125%
HK$41,370
baseline
▲ 0.50% · 4.625%
HK$43,887
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,740/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,308
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,469
−HK$1,178/mo
Today · 4.125%
HK$45,647
baseline
▲ 0.50% · 4.625%
HK$48,053
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,294/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,417
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,436/mo
Today · 4.125%
HK$48,265
baseline
▲ 0.50% · 4.625%
HK$51,201
+HK$2,936/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,530/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,525
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,881
−HK$1,374/mo
Today · 4.125%
HK$53,255
baseline
▲ 0.50% · 4.625%
HK$56,062
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,510/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,393
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,209
−HK$1,845/mo
Today · 4.125%
HK$62,054
baseline
▲ 0.50% · 4.625%
HK$65,830
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,108/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,961
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,704
−HK$1,767/mo
Today · 4.125%
HK$68,471
baseline
▲ 0.50% · 4.625%
HK$72,080
+HK$3,609/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,942/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,500 · Scale 2, in force from 26 Feb 2026)