LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,442
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,452
−HK$1,025/mo
Today · 4.125%
HK$34,477
baseline
▲ 0.50% · 4.625%
HK$36,575
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,954/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,092
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,060
−HK$982/mo
Today · 4.125%
HK$38,042
baseline
▲ 0.50% · 4.625%
HK$40,047
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,084/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,142
−HK$1,230/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,890
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,310
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,472
−HK$1,178/mo
Today · 4.125%
HK$45,650
baseline
▲ 0.50% · 4.625%
HK$48,057
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,300/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,419
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,832
−HK$1,436/mo
Today · 4.125%
HK$48,268
baseline
▲ 0.50% · 4.625%
HK$51,205
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,536/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,529
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,884
−HK$1,375/mo
Today · 4.125%
HK$53,259
baseline
▲ 0.50% · 4.625%
HK$56,066
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,518/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,396
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,213
−HK$1,845/mo
Today · 4.125%
HK$62,058
baseline
▲ 0.50% · 4.625%
HK$65,835
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,116/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,966
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,708
−HK$1,767/mo
Today · 4.125%
HK$68,475
baseline
▲ 0.50% · 4.625%
HK$72,085
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,950/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,534 · Scale 2, in force from 26 Feb 2026)