LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,444
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,453
−HK$1,025/mo
Today · 4.125%
HK$34,478
baseline
▲ 0.50% · 4.625%
HK$36,576
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,956/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,093
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$982/mo
Today · 4.125%
HK$38,043
baseline
▲ 0.50% · 4.625%
HK$40,049
+HK$2,006/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,086/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,932
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,143
−HK$1,231/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,891
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,312
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,474
−HK$1,178/mo
Today · 4.125%
HK$45,652
baseline
▲ 0.50% · 4.625%
HK$48,058
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,304/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,421
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,834
−HK$1,436/mo
Today · 4.125%
HK$48,270
baseline
▲ 0.50% · 4.625%
HK$51,207
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,540/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,531
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,886
−HK$1,375/mo
Today · 4.125%
HK$53,261
baseline
▲ 0.50% · 4.625%
HK$56,068
+HK$2,807/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,522/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,399
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,215
−HK$1,846/mo
Today · 4.125%
HK$62,061
baseline
▲ 0.50% · 4.625%
HK$65,837
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,122/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,968
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,710
−HK$1,768/mo
Today · 4.125%
HK$68,478
baseline
▲ 0.50% · 4.625%
HK$72,088
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,956/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,554 · Scale 2, in force from 26 Feb 2026)