LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,444
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,453
−HK$1,026/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,576
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$982/mo
Today · 4.125%
HK$38,044
baseline
▲ 0.50% · 4.625%
HK$40,049
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,088/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,933
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,144
−HK$1,230/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,892
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,312
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,474
−HK$1,178/mo
Today · 4.125%
HK$45,652
baseline
▲ 0.50% · 4.625%
HK$48,059
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,304/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,422
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,834
−HK$1,436/mo
Today · 4.125%
HK$48,270
baseline
▲ 0.50% · 4.625%
HK$51,207
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,540/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,531
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,886
−HK$1,375/mo
Today · 4.125%
HK$53,261
baseline
▲ 0.50% · 4.625%
HK$56,069
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,522/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,399
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,216
−HK$1,845/mo
Today · 4.125%
HK$62,061
baseline
▲ 0.50% · 4.625%
HK$65,838
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,122/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,968
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,711
−HK$1,768/mo
Today · 4.125%
HK$68,479
baseline
▲ 0.50% · 4.625%
HK$72,088
+HK$3,609/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,958/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,559 · Scale 2, in force from 26 Feb 2026)