LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,445
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$1,025/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,577
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$983/mo
Today · 4.125%
HK$38,045
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,090/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,934
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,145
−HK$1,230/mo
Today · 4.125%
HK$41,375
baseline
▲ 0.50% · 4.625%
HK$43,893
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,750/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,313
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,475
−HK$1,178/mo
Today · 4.125%
HK$45,653
baseline
▲ 0.50% · 4.625%
HK$48,060
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,306/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,423
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,836
−HK$1,435/mo
Today · 4.125%
HK$48,271
baseline
▲ 0.50% · 4.625%
HK$51,208
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,542/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,532
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,887
−HK$1,375/mo
Today · 4.125%
HK$53,262
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,524/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,401
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,217
−HK$1,846/mo
Today · 4.125%
HK$62,063
baseline
▲ 0.50% · 4.625%
HK$65,839
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,126/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,970
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,712
−HK$1,768/mo
Today · 4.125%
HK$68,480
baseline
▲ 0.50% · 4.625%
HK$72,090
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,960/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,571 · Scale 2, in force from 26 Feb 2026)