LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,446
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,455
−HK$1,025/mo
Today · 4.125%
HK$34,480
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$2,099/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,960/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,096
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,064
−HK$982/mo
Today · 4.125%
HK$38,046
baseline
▲ 0.50% · 4.625%
HK$40,051
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,092/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,935
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,231/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,476
−HK$1,179/mo
Today · 4.125%
HK$45,655
baseline
▲ 0.50% · 4.625%
HK$48,061
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,310/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,424
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,837
−HK$1,436/mo
Today · 4.125%
HK$48,273
baseline
▲ 0.50% · 4.625%
HK$51,210
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,546/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,534
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,889
−HK$1,375/mo
Today · 4.125%
HK$53,264
baseline
▲ 0.50% · 4.625%
HK$56,072
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,528/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,402
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,219
−HK$1,846/mo
Today · 4.125%
HK$62,065
baseline
▲ 0.50% · 4.625%
HK$65,841
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,130/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,972
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,715
−HK$1,767/mo
Today · 4.125%
HK$68,482
baseline
▲ 0.50% · 4.625%
HK$72,092
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,964/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,589 · Scale 2, in force from 26 Feb 2026)