LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,447
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,456
−HK$1,026/mo
Today · 4.125%
HK$34,482
baseline
▲ 0.50% · 4.625%
HK$36,580
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,964/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,097
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,065
−HK$982/mo
Today · 4.125%
HK$38,047
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,006/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,094/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,936
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,148
−HK$1,230/mo
Today · 4.125%
HK$41,378
baseline
▲ 0.50% · 4.625%
HK$43,896
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,756/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,316
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,478
−HK$1,179/mo
Today · 4.125%
HK$45,657
baseline
▲ 0.50% · 4.625%
HK$48,063
+HK$2,406/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,314/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,426
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,839
−HK$1,435/mo
Today · 4.125%
HK$48,274
baseline
▲ 0.50% · 4.625%
HK$51,212
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,548/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,536
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,891
−HK$1,375/mo
Today · 4.125%
HK$53,266
baseline
▲ 0.50% · 4.625%
HK$56,074
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,532/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,405
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,221
−HK$1,846/mo
Today · 4.125%
HK$62,067
baseline
▲ 0.50% · 4.625%
HK$65,844
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,134/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,975
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,717
−HK$1,768/mo
Today · 4.125%
HK$68,485
baseline
▲ 0.50% · 4.625%
HK$72,095
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,970/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,608 · Scale 2, in force from 26 Feb 2026)