LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,447
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,457
−HK$1,025/mo
Today · 4.125%
HK$34,482
baseline
▲ 0.50% · 4.625%
HK$36,580
+HK$2,098/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,964/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,097
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,066
−HK$982/mo
Today · 4.125%
HK$38,048
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,005/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,096/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,937
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,148
−HK$1,231/mo
Today · 4.125%
HK$41,379
baseline
▲ 0.50% · 4.625%
HK$43,896
+HK$2,517/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,758/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,317
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,479
−HK$1,178/mo
Today · 4.125%
HK$45,657
baseline
▲ 0.50% · 4.625%
HK$48,064
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,314/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,426
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,839
−HK$1,436/mo
Today · 4.125%
HK$48,275
baseline
▲ 0.50% · 4.625%
HK$51,213
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,550/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,536
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,892
−HK$1,375/mo
Today · 4.125%
HK$53,267
baseline
▲ 0.50% · 4.625%
HK$56,075
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,534/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,405
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,222
−HK$1,846/mo
Today · 4.125%
HK$62,068
baseline
▲ 0.50% · 4.625%
HK$65,845
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,136/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,975
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,718
−HK$1,768/mo
Today · 4.125%
HK$68,486
baseline
▲ 0.50% · 4.625%
HK$72,096
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,972/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,616 · Scale 2, in force from 26 Feb 2026)