LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,449
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$1,025/mo
Today · 4.125%
HK$34,484
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$2,098/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,968/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,100
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,068
−HK$982/mo
Today · 4.125%
HK$38,050
baseline
▲ 0.50% · 4.625%
HK$40,056
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,100/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,939
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,150
−HK$1,231/mo
Today · 4.125%
HK$41,381
baseline
▲ 0.50% · 4.625%
HK$43,899
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,762/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,319
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,481
−HK$1,179/mo
Today · 4.125%
HK$45,660
baseline
▲ 0.50% · 4.625%
HK$48,067
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,320/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,429
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,842
−HK$1,436/mo
Today · 4.125%
HK$48,278
baseline
▲ 0.50% · 4.625%
HK$51,215
+HK$2,937/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,556/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,539
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,895
−HK$1,375/mo
Today · 4.125%
HK$53,270
baseline
▲ 0.50% · 4.625%
HK$56,078
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,540/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,409
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,226
−HK$1,846/mo
Today · 4.125%
HK$62,072
baseline
▲ 0.50% · 4.625%
HK$65,848
+HK$3,776/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,144/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,979
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,722
−HK$1,768/mo
Today · 4.125%
HK$68,490
baseline
▲ 0.50% · 4.625%
HK$72,100
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,980/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,646 · Scale 2, in force from 26 Feb 2026)