LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,450
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,460
−HK$1,025/mo
Today · 4.125%
HK$34,485
baseline
▲ 0.50% · 4.625%
HK$36,583
+HK$2,098/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,970/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,101
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,069
−HK$982/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,057
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,940
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,230/mo
Today · 4.125%
HK$41,382
baseline
▲ 0.50% · 4.625%
HK$43,900
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,764/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,321
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,483
−HK$1,178/mo
Today · 4.125%
HK$45,661
baseline
▲ 0.50% · 4.625%
HK$48,068
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,322/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,430
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,843
−HK$1,436/mo
Today · 4.125%
HK$48,279
baseline
▲ 0.50% · 4.625%
HK$51,217
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,558/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,541
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,896
−HK$1,375/mo
Today · 4.125%
HK$53,271
baseline
▲ 0.50% · 4.625%
HK$56,079
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,542/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,410
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,227
−HK$1,846/mo
Today · 4.125%
HK$62,073
baseline
▲ 0.50% · 4.625%
HK$65,850
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,146/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,981
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,724
−HK$1,768/mo
Today · 4.125%
HK$68,492
baseline
▲ 0.50% · 4.625%
HK$72,102
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,984/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,662 · Scale 2, in force from 26 Feb 2026)