LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,451
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,460
−HK$1,026/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,584
+HK$2,098/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,101
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,069
−HK$982/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,057
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,941
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,231/mo
Today · 4.125%
HK$41,383
baseline
▲ 0.50% · 4.625%
HK$43,901
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,766/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,321
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,483
−HK$1,179/mo
Today · 4.125%
HK$45,662
baseline
▲ 0.50% · 4.625%
HK$48,069
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,324/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,431
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,844
−HK$1,436/mo
Today · 4.125%
HK$48,280
baseline
▲ 0.50% · 4.625%
HK$51,218
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,560/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,541
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,897
−HK$1,375/mo
Today · 4.125%
HK$53,272
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,544/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,411
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,228
−HK$1,846/mo
Today · 4.125%
HK$62,074
baseline
▲ 0.50% · 4.625%
HK$65,851
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,148/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,982
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,725
−HK$1,768/mo
Today · 4.125%
HK$68,493
baseline
▲ 0.50% · 4.625%
HK$72,103
+HK$3,610/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,986/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,668 · Scale 2, in force from 26 Feb 2026)