LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,453
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,462
−HK$1,026/mo
Today · 4.125%
HK$34,488
baseline
▲ 0.50% · 4.625%
HK$36,586
+HK$2,098/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,976/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,103
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,072
−HK$982/mo
Today · 4.125%
HK$38,054
baseline
▲ 0.50% · 4.625%
HK$40,060
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,108/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,943
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,155
−HK$1,230/mo
Today · 4.125%
HK$41,385
baseline
▲ 0.50% · 4.625%
HK$43,904
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,770/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,324
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,486
−HK$1,179/mo
Today · 4.125%
HK$45,665
baseline
▲ 0.50% · 4.625%
HK$48,072
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,330/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,434
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,847
−HK$1,436/mo
Today · 4.125%
HK$48,283
baseline
▲ 0.50% · 4.625%
HK$51,221
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,566/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,545
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,900
−HK$1,376/mo
Today · 4.125%
HK$53,276
baseline
▲ 0.50% · 4.625%
HK$56,084
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,552/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,415
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,232
−HK$1,846/mo
Today · 4.125%
HK$62,078
baseline
▲ 0.50% · 4.625%
HK$65,856
+HK$3,778/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,156/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,986
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,729
−HK$1,768/mo
Today · 4.125%
HK$68,497
baseline
▲ 0.50% · 4.625%
HK$72,108
+HK$3,611/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$136,994/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,704 · Scale 2, in force from 26 Feb 2026)