LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,455
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$1,026/mo
Today · 4.125%
HK$34,490
baseline
▲ 0.50% · 4.625%
HK$36,588
+HK$2,098/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,105
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,074
−HK$982/mo
Today · 4.125%
HK$38,056
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,112/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,946
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,157
−HK$1,231/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,906
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,326
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,488
−HK$1,179/mo
Today · 4.125%
HK$45,667
baseline
▲ 0.50% · 4.625%
HK$48,074
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,334/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,436
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,436/mo
Today · 4.125%
HK$48,286
baseline
▲ 0.50% · 4.625%
HK$51,224
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,572/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,548
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,903
−HK$1,376/mo
Today · 4.125%
HK$53,279
baseline
▲ 0.50% · 4.625%
HK$56,087
+HK$2,808/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,558/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,418
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,235
−HK$1,847/mo
Today · 4.125%
HK$62,082
baseline
▲ 0.50% · 4.625%
HK$65,859
+HK$3,777/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,164/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,990
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,733
−HK$1,768/mo
Today · 4.125%
HK$68,501
baseline
▲ 0.50% · 4.625%
HK$72,112
+HK$3,611/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,002/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,733 · Scale 2, in force from 26 Feb 2026)