LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,456
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,465
−HK$1,026/mo
Today · 4.125%
HK$34,491
baseline
▲ 0.50% · 4.625%
HK$36,590
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,982/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,107
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,075
−HK$982/mo
Today · 4.125%
HK$38,057
baseline
▲ 0.50% · 4.625%
HK$40,064
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,114/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,947
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,158
−HK$1,231/mo
Today · 4.125%
HK$41,389
baseline
▲ 0.50% · 4.625%
HK$43,908
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,778/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,328
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,490
−HK$1,179/mo
Today · 4.125%
HK$45,669
baseline
▲ 0.50% · 4.625%
HK$48,076
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,338/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,438
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,851
−HK$1,436/mo
Today · 4.125%
HK$48,287
baseline
▲ 0.50% · 4.625%
HK$51,226
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,574/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,549
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,375/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,420
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,238
−HK$1,846/mo
Today · 4.125%
HK$62,084
baseline
▲ 0.50% · 4.625%
HK$65,862
+HK$3,778/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,168/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,992
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,735
−HK$1,768/mo
Today · 4.125%
HK$68,503
baseline
▲ 0.50% · 4.625%
HK$72,114
+HK$3,611/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,006/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,752 · Scale 2, in force from 26 Feb 2026)