LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,457
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,467
−HK$1,026/mo
Today · 4.125%
HK$34,493
baseline
▲ 0.50% · 4.625%
HK$36,592
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,986/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,109
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,077
−HK$982/mo
Today · 4.125%
HK$38,059
baseline
▲ 0.50% · 4.625%
HK$40,066
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,118/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,949
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,160
−HK$1,231/mo
Today · 4.125%
HK$41,391
baseline
▲ 0.50% · 4.625%
HK$43,910
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,782/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,330
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,492
−HK$1,179/mo
Today · 4.125%
HK$45,671
baseline
▲ 0.50% · 4.625%
HK$48,079
+HK$2,408/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,342/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,440
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,854
−HK$1,436/mo
Today · 4.125%
HK$48,290
baseline
▲ 0.50% · 4.625%
HK$51,228
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,580/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,552
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,908
−HK$1,375/mo
Today · 4.125%
HK$53,283
baseline
▲ 0.50% · 4.625%
HK$56,092
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,566/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,423
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,241
−HK$1,846/mo
Today · 4.125%
HK$62,087
baseline
▲ 0.50% · 4.625%
HK$65,865
+HK$3,778/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,174/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,995
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,739
−HK$1,768/mo
Today · 4.125%
HK$68,507
baseline
▲ 0.50% · 4.625%
HK$72,118
+HK$3,611/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,014/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,780 · Scale 2, in force from 26 Feb 2026)