LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,459
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,469
−HK$1,026/mo
Today · 4.125%
HK$34,495
baseline
▲ 0.50% · 4.625%
HK$36,594
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,990/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,110
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,079
−HK$982/mo
Today · 4.125%
HK$38,061
baseline
▲ 0.50% · 4.625%
HK$40,068
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,122/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,951
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,163
−HK$1,231/mo
Today · 4.125%
HK$41,394
baseline
▲ 0.50% · 4.625%
HK$43,912
+HK$2,518/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,788/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,333
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,495
−HK$1,179/mo
Today · 4.125%
HK$45,674
baseline
▲ 0.50% · 4.625%
HK$48,081
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,348/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,443
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,856
−HK$1,436/mo
Today · 4.125%
HK$48,292
baseline
▲ 0.50% · 4.625%
HK$51,231
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$96,584/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,555
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,910
−HK$1,376/mo
Today · 4.125%
HK$53,286
baseline
▲ 0.50% · 4.625%
HK$56,095
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.96M · min. income ≈ HK$106,572/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,426
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,244
−HK$1,846/mo
Today · 4.125%
HK$62,090
baseline
▲ 0.50% · 4.625%
HK$65,868
+HK$3,778/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,180/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,999
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,742
−HK$1,769/mo
Today · 4.125%
HK$68,511
baseline
▲ 0.50% · 4.625%
HK$72,122
+HK$3,611/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,022/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,808 · Scale 2, in force from 26 Feb 2026)