LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,461
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$1,026/mo
Today · 4.125%
HK$34,497
baseline
▲ 0.50% · 4.625%
HK$36,596
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,994/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,113
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,081
−HK$983/mo
Today · 4.125%
HK$38,064
baseline
▲ 0.50% · 4.625%
HK$40,070
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,128/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,954
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,231/mo
Today · 4.125%
HK$41,396
baseline
▲ 0.50% · 4.625%
HK$43,915
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,792/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,336
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,498
−HK$1,179/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,084
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,446
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,860
−HK$1,436/mo
Today · 4.125%
HK$48,296
baseline
▲ 0.50% · 4.625%
HK$51,234
+HK$2,938/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,592/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,558
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,914
−HK$1,376/mo
Today · 4.125%
HK$53,290
baseline
▲ 0.50% · 4.625%
HK$56,099
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,580/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,430
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,248
−HK$1,847/mo
Today · 4.125%
HK$62,095
baseline
▲ 0.50% · 4.625%
HK$65,873
+HK$3,778/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,190/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,003
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,747
−HK$1,768/mo
Today · 4.125%
HK$68,515
baseline
▲ 0.50% · 4.625%
HK$72,127
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,030/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,844 · Scale 2, in force from 26 Feb 2026)