LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,462
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,472
−HK$1,025/mo
Today · 4.125%
HK$34,497
baseline
▲ 0.50% · 4.625%
HK$36,596
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,994/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,113
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,082
−HK$982/mo
Today · 4.125%
HK$38,064
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,128/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,954
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,166
−HK$1,231/mo
Today · 4.125%
HK$41,397
baseline
▲ 0.50% · 4.625%
HK$43,916
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,794/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,336
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,498
−HK$1,179/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,085
+HK$2,408/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,446
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,860
−HK$1,436/mo
Today · 4.125%
HK$48,296
baseline
▲ 0.50% · 4.625%
HK$51,235
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,592/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,559
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,915
−HK$1,375/mo
Today · 4.125%
HK$53,290
baseline
▲ 0.50% · 4.625%
HK$56,099
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,580/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,431
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,249
−HK$1,846/mo
Today · 4.125%
HK$62,095
baseline
▲ 0.50% · 4.625%
HK$65,874
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,190/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,004
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,747
−HK$1,769/mo
Today · 4.125%
HK$68,516
baseline
▲ 0.50% · 4.625%
HK$72,128
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,032/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,851 · Scale 2, in force from 26 Feb 2026)