LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,463
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,472
−HK$1,026/mo
Today · 4.125%
HK$34,498
baseline
▲ 0.50% · 4.625%
HK$36,598
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$68,996/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,114
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,083
−HK$983/mo
Today · 4.125%
HK$38,066
baseline
▲ 0.50% · 4.625%
HK$40,072
+HK$2,006/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,132/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,955
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,167
−HK$1,231/mo
Today · 4.125%
HK$41,398
baseline
▲ 0.50% · 4.625%
HK$43,917
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,796/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,337
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,500
−HK$1,179/mo
Today · 4.125%
HK$45,679
baseline
▲ 0.50% · 4.625%
HK$48,086
+HK$2,407/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,358/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,448
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,861
−HK$1,437/mo
Today · 4.125%
HK$48,298
baseline
▲ 0.50% · 4.625%
HK$51,237
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,596/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,560
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,916
−HK$1,376/mo
Today · 4.125%
HK$53,292
baseline
▲ 0.50% · 4.625%
HK$56,101
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,584/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,433
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,250
−HK$1,847/mo
Today · 4.125%
HK$62,097
baseline
▲ 0.50% · 4.625%
HK$65,876
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,194/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,006
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,749
−HK$1,769/mo
Today · 4.125%
HK$68,518
baseline
▲ 0.50% · 4.625%
HK$72,130
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,036/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,866 · Scale 2, in force from 26 Feb 2026)