LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,465
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,475
−HK$1,026/mo
Today · 4.125%
HK$34,501
baseline
▲ 0.50% · 4.625%
HK$36,600
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,002/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,117
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,086
−HK$982/mo
Today · 4.125%
HK$38,068
baseline
▲ 0.50% · 4.625%
HK$40,075
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,136/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,958
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,170
−HK$1,231/mo
Today · 4.125%
HK$41,401
baseline
▲ 0.50% · 4.625%
HK$43,920
+HK$2,519/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$82,802/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,341
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,503
−HK$1,179/mo
Today · 4.125%
HK$45,682
baseline
▲ 0.50% · 4.625%
HK$48,090
+HK$2,408/mo
Deposit HK$5.69M · loan HK$8.54M · min. income ≈ HK$91,364/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,451
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,436/mo
Today · 4.125%
HK$48,301
baseline
▲ 0.50% · 4.625%
HK$51,240
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,602/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,564
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,920
−HK$1,376/mo
Today · 4.125%
HK$53,296
baseline
▲ 0.50% · 4.625%
HK$56,105
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,592/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,437
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,255
−HK$1,847/mo
Today · 4.125%
HK$62,102
baseline
▲ 0.50% · 4.625%
HK$65,881
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,204/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,011
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,754
−HK$1,769/mo
Today · 4.125%
HK$68,523
baseline
▲ 0.50% · 4.625%
HK$72,135
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,046/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,906 · Scale 2, in force from 26 Feb 2026)