LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,466
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,476
−HK$1,026/mo
Today · 4.125%
HK$34,502
baseline
▲ 0.50% · 4.625%
HK$36,602
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,004/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,118
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,087
−HK$983/mo
Today · 4.125%
HK$38,070
baseline
▲ 0.50% · 4.625%
HK$40,077
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,140/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,960
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,171
−HK$1,232/mo
Today · 4.125%
HK$41,403
baseline
▲ 0.50% · 4.625%
HK$43,922
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,806/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,342
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,179/mo
Today · 4.125%
HK$45,684
baseline
▲ 0.50% · 4.625%
HK$48,092
+HK$2,408/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,368/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,453
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,867
−HK$1,436/mo
Today · 4.125%
HK$48,303
baseline
▲ 0.50% · 4.625%
HK$51,242
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,606/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,566
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,376/mo
Today · 4.125%
HK$53,298
baseline
▲ 0.50% · 4.625%
HK$56,107
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,596/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,439
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,257
−HK$1,847/mo
Today · 4.125%
HK$62,104
baseline
▲ 0.50% · 4.625%
HK$65,883
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,208/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,013
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,757
−HK$1,769/mo
Today · 4.125%
HK$68,526
baseline
▲ 0.50% · 4.625%
HK$72,138
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,052/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,927 · Scale 2, in force from 26 Feb 2026)