LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,467
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,477
−HK$1,026/mo
Today · 4.125%
HK$34,503
baseline
▲ 0.50% · 4.625%
HK$36,603
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,006/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,120
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,088
−HK$983/mo
Today · 4.125%
HK$38,071
baseline
▲ 0.50% · 4.625%
HK$40,078
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,142/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,961
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,173
−HK$1,231/mo
Today · 4.125%
HK$41,404
baseline
▲ 0.50% · 4.625%
HK$43,923
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,808/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,344
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,506
−HK$1,179/mo
Today · 4.125%
HK$45,685
baseline
▲ 0.50% · 4.625%
HK$48,094
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,370/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,454
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,868
−HK$1,437/mo
Today · 4.125%
HK$48,305
baseline
▲ 0.50% · 4.625%
HK$51,244
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,610/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,568
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,924
−HK$1,376/mo
Today · 4.125%
HK$53,300
baseline
▲ 0.50% · 4.625%
HK$56,109
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,600/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,441
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,259
−HK$1,847/mo
Today · 4.125%
HK$62,106
baseline
▲ 0.50% · 4.625%
HK$65,885
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,212/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,015
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,759
−HK$1,769/mo
Today · 4.125%
HK$68,528
baseline
▲ 0.50% · 4.625%
HK$72,140
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,056/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,945 · Scale 2, in force from 26 Feb 2026)