LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,468
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,478
−HK$1,026/mo
Today · 4.125%
HK$34,504
baseline
▲ 0.50% · 4.625%
HK$36,604
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,008/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,121
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,089
−HK$983/mo
Today · 4.125%
HK$38,072
baseline
▲ 0.50% · 4.625%
HK$40,079
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,144/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,962
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,231/mo
Today · 4.125%
HK$41,405
baseline
▲ 0.50% · 4.625%
HK$43,924
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,810/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,345
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,507
−HK$1,179/mo
Today · 4.125%
HK$45,686
baseline
▲ 0.50% · 4.625%
HK$48,095
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,372/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,455
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,869
−HK$1,437/mo
Today · 4.125%
HK$48,306
baseline
▲ 0.50% · 4.625%
HK$51,245
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,612/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,569
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,925
−HK$1,376/mo
Today · 4.125%
HK$53,301
baseline
▲ 0.50% · 4.625%
HK$56,110
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,602/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,443
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,261
−HK$1,847/mo
Today · 4.125%
HK$62,108
baseline
▲ 0.50% · 4.625%
HK$65,887
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$124,216/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,017
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,761
−HK$1,769/mo
Today · 4.125%
HK$68,530
baseline
▲ 0.50% · 4.625%
HK$72,142
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.81M · min. income ≈ HK$137,060/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,956 · Scale 2, in force from 26 Feb 2026)