LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,469
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,479
−HK$1,026/mo
Today · 4.125%
HK$34,505
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,010/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,122
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$982/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,080
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,963
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,175
−HK$1,232/mo
Today · 4.125%
HK$41,407
baseline
▲ 0.50% · 4.625%
HK$43,926
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,814/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,346
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,509
−HK$1,179/mo
Today · 4.125%
HK$45,688
baseline
▲ 0.50% · 4.625%
HK$48,096
+HK$2,408/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,376/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,457
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,871
−HK$1,437/mo
Today · 4.125%
HK$48,308
baseline
▲ 0.50% · 4.625%
HK$51,247
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,616/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,571
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,927
−HK$1,376/mo
Today · 4.125%
HK$53,303
baseline
▲ 0.50% · 4.625%
HK$56,112
+HK$2,809/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,606/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,445
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,263
−HK$1,847/mo
Today · 4.125%
HK$62,110
baseline
▲ 0.50% · 4.625%
HK$65,889
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,220/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,019
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,763
−HK$1,769/mo
Today · 4.125%
HK$68,532
baseline
▲ 0.50% · 4.625%
HK$72,144
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,064/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,975 · Scale 2, in force from 26 Feb 2026)