LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,470
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$1,026/mo
Today · 4.125%
HK$34,506
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,012/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,123
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$983/mo
Today · 4.125%
HK$38,074
baseline
▲ 0.50% · 4.625%
HK$40,081
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,148/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,964
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,176
−HK$1,232/mo
Today · 4.125%
HK$41,408
baseline
▲ 0.50% · 4.625%
HK$43,927
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,816/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,347
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,510
−HK$1,179/mo
Today · 4.125%
HK$45,689
baseline
▲ 0.50% · 4.625%
HK$48,097
+HK$2,408/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,378/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,458
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,872
−HK$1,437/mo
Today · 4.125%
HK$48,309
baseline
▲ 0.50% · 4.625%
HK$51,248
+HK$2,939/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,618/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,572
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,928
−HK$1,376/mo
Today · 4.125%
HK$53,304
baseline
▲ 0.50% · 4.625%
HK$56,114
+HK$2,810/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,608/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,446
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,264
−HK$1,847/mo
Today · 4.125%
HK$62,111
baseline
▲ 0.50% · 4.625%
HK$65,891
+HK$3,780/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,222/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,021
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,765
−HK$1,769/mo
Today · 4.125%
HK$68,534
baseline
▲ 0.50% · 4.625%
HK$72,146
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,068/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,989 · Scale 2, in force from 26 Feb 2026)