LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,472
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$1,027/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,608
+HK$2,099/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,125
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,094
−HK$983/mo
Today · 4.125%
HK$38,077
baseline
▲ 0.50% · 4.625%
HK$40,084
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,154/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,179
−HK$1,231/mo
Today · 4.125%
HK$41,410
baseline
▲ 0.50% · 4.625%
HK$43,930
+HK$2,520/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,820/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,350
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,513
−HK$1,179/mo
Today · 4.125%
HK$45,692
baseline
▲ 0.50% · 4.625%
HK$48,101
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,384/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,461
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,875
−HK$1,437/mo
Today · 4.125%
HK$48,312
baseline
▲ 0.50% · 4.625%
HK$51,252
+HK$2,940/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,624/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,575
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,932
−HK$1,376/mo
Today · 4.125%
HK$53,308
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$2,810/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,616/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,450
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,268
−HK$1,848/mo
Today · 4.125%
HK$62,116
baseline
▲ 0.50% · 4.625%
HK$65,895
+HK$3,779/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,232/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,025
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,769
−HK$1,770/mo
Today · 4.125%
HK$68,539
baseline
▲ 0.50% · 4.625%
HK$72,151
+HK$3,612/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,078/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,026 · Scale 2, in force from 26 Feb 2026)