LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,473
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,483
−HK$1,026/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,609
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,125
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,094
−HK$983/mo
Today · 4.125%
HK$38,077
baseline
▲ 0.50% · 4.625%
HK$40,084
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,154/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,179
−HK$1,232/mo
Today · 4.125%
HK$41,411
baseline
▲ 0.50% · 4.625%
HK$43,930
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$82,822/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,351
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,513
−HK$1,180/mo
Today · 4.125%
HK$45,693
baseline
▲ 0.50% · 4.625%
HK$48,101
+HK$2,408/mo
Deposit HK$5.70M · loan HK$8.54M · min. income ≈ HK$91,386/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,462
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,876
−HK$1,436/mo
Today · 4.125%
HK$48,312
baseline
▲ 0.50% · 4.625%
HK$51,252
+HK$2,940/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,624/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,576
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,932
−HK$1,376/mo
Today · 4.125%
HK$53,308
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$2,810/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,616/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,451
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,269
−HK$1,847/mo
Today · 4.125%
HK$62,116
baseline
▲ 0.50% · 4.625%
HK$65,896
+HK$3,780/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,232/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,026
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,770
−HK$1,769/mo
Today · 4.125%
HK$68,539
baseline
▲ 0.50% · 4.625%
HK$72,152
+HK$3,613/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,078/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,029 · Scale 2, in force from 26 Feb 2026)