LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,475
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,485
−HK$1,026/mo
Today · 4.125%
HK$34,511
baseline
▲ 0.50% · 4.625%
HK$36,611
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,022/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,128
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,097
−HK$983/mo
Today · 4.125%
HK$38,080
baseline
▲ 0.50% · 4.625%
HK$40,087
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,160/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,970
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,182
−HK$1,232/mo
Today · 4.125%
HK$41,414
baseline
▲ 0.50% · 4.625%
HK$43,933
+HK$2,519/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,828/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,353
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,516
−HK$1,180/mo
Today · 4.125%
HK$45,696
baseline
▲ 0.50% · 4.625%
HK$48,104
+HK$2,408/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,392/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,465
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,879
−HK$1,437/mo
Today · 4.125%
HK$48,316
baseline
▲ 0.50% · 4.625%
HK$51,256
+HK$2,940/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,632/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,579
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,936
−HK$1,376/mo
Today · 4.125%
HK$53,312
baseline
▲ 0.50% · 4.625%
HK$56,122
+HK$2,810/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,624/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,455
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,273
−HK$1,847/mo
Today · 4.125%
HK$62,120
baseline
▲ 0.50% · 4.625%
HK$65,900
+HK$3,780/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,240/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,030
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,774
−HK$1,770/mo
Today · 4.125%
HK$68,544
baseline
▲ 0.50% · 4.625%
HK$72,157
+HK$3,613/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,088/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,066 · Scale 2, in force from 26 Feb 2026)