LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,479
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$1,027/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,616
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,133
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$983/mo
Today · 4.125%
HK$38,085
baseline
▲ 0.50% · 4.625%
HK$40,092
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,170/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,975
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,187
−HK$1,232/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,939
+HK$2,520/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,359
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,522
−HK$1,180/mo
Today · 4.125%
HK$45,702
baseline
▲ 0.50% · 4.625%
HK$48,111
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,404/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,471
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,885
−HK$1,437/mo
Today · 4.125%
HK$48,322
baseline
▲ 0.50% · 4.625%
HK$51,263
+HK$2,941/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,644/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,586
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,943
−HK$1,376/mo
Today · 4.125%
HK$53,319
baseline
▲ 0.50% · 4.625%
HK$56,129
+HK$2,810/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,638/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,463
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,281
−HK$1,848/mo
Today · 4.125%
HK$62,129
baseline
▲ 0.50% · 4.625%
HK$65,909
+HK$3,780/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,258/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,039
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,783
−HK$1,770/mo
Today · 4.125%
HK$68,553
baseline
▲ 0.50% · 4.625%
HK$72,166
+HK$3,613/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,106/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,138 · Scale 2, in force from 26 Feb 2026)