LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,479
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,490
−HK$1,026/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,616
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,133
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$983/mo
Today · 4.125%
HK$38,085
baseline
▲ 0.50% · 4.625%
HK$40,093
+HK$2,008/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,170/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,975
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,188
−HK$1,231/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,940
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,360
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,523
−HK$1,179/mo
Today · 4.125%
HK$45,702
baseline
▲ 0.50% · 4.625%
HK$48,111
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,404/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,471
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,886
−HK$1,437/mo
Today · 4.125%
HK$48,323
baseline
▲ 0.50% · 4.625%
HK$51,263
+HK$2,940/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,646/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,586
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,943
−HK$1,376/mo
Today · 4.125%
HK$53,319
baseline
▲ 0.50% · 4.625%
HK$56,130
+HK$2,811/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,638/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,463
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,282
−HK$1,847/mo
Today · 4.125%
HK$62,129
baseline
▲ 0.50% · 4.625%
HK$65,910
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,258/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,040
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,784
−HK$1,769/mo
Today · 4.125%
HK$68,553
baseline
▲ 0.50% · 4.625%
HK$72,167
+HK$3,614/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,106/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,142 · Scale 2, in force from 26 Feb 2026)