LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,481
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,492
−HK$1,026/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,619
+HK$2,101/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,036/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,104
−HK$984/mo
Today · 4.125%
HK$38,088
baseline
▲ 0.50% · 4.625%
HK$40,095
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,176/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,978
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,232/mo
Today · 4.125%
HK$41,422
baseline
▲ 0.50% · 4.625%
HK$43,942
+HK$2,520/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,844/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,362
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,525
−HK$1,180/mo
Today · 4.125%
HK$45,705
baseline
▲ 0.50% · 4.625%
HK$48,114
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,410/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,474
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,888
−HK$1,438/mo
Today · 4.125%
HK$48,326
baseline
▲ 0.50% · 4.625%
HK$51,266
+HK$2,940/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,652/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,589
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,946
−HK$1,377/mo
Today · 4.125%
HK$53,323
baseline
▲ 0.50% · 4.625%
HK$56,133
+HK$2,810/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,646/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,467
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,285
−HK$1,848/mo
Today · 4.125%
HK$62,133
baseline
▲ 0.50% · 4.625%
HK$65,914
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,266/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,043
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,788
−HK$1,770/mo
Today · 4.125%
HK$68,558
baseline
▲ 0.50% · 4.625%
HK$72,171
+HK$3,613/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,116/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,174 · Scale 2, in force from 26 Feb 2026)