LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,482
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,493
−HK$1,026/mo
Today · 4.125%
HK$34,519
baseline
▲ 0.50% · 4.625%
HK$36,620
+HK$2,101/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,038/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,136
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,105
−HK$983/mo
Today · 4.125%
HK$38,088
baseline
▲ 0.50% · 4.625%
HK$40,096
+HK$2,008/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,176/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,979
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,191
−HK$1,232/mo
Today · 4.125%
HK$41,423
baseline
▲ 0.50% · 4.625%
HK$43,943
+HK$2,520/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,846/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,363
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,526
−HK$1,180/mo
Today · 4.125%
HK$45,706
baseline
▲ 0.50% · 4.625%
HK$48,115
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,412/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,475
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,890
−HK$1,437/mo
Today · 4.125%
HK$48,327
baseline
▲ 0.50% · 4.625%
HK$51,267
+HK$2,940/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,654/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,591
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,947
−HK$1,377/mo
Today · 4.125%
HK$53,324
baseline
▲ 0.50% · 4.625%
HK$56,135
+HK$2,811/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,648/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,468
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,287
−HK$1,847/mo
Today · 4.125%
HK$62,134
baseline
▲ 0.50% · 4.625%
HK$65,915
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,268/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,045
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,789
−HK$1,770/mo
Today · 4.125%
HK$68,559
baseline
▲ 0.50% · 4.625%
HK$72,173
+HK$3,614/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,118/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,187 · Scale 2, in force from 26 Feb 2026)