LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,484
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,494
−HK$1,027/mo
Today · 4.125%
HK$34,521
baseline
▲ 0.50% · 4.625%
HK$36,622
+HK$2,101/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,042/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,138
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$984/mo
Today · 4.125%
HK$38,091
baseline
▲ 0.50% · 4.625%
HK$40,098
+HK$2,007/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,182/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,981
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,193
−HK$1,232/mo
Today · 4.125%
HK$41,425
baseline
▲ 0.50% · 4.625%
HK$43,946
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,850/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,366
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,529
−HK$1,180/mo
Today · 4.125%
HK$45,709
baseline
▲ 0.50% · 4.625%
HK$48,118
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,418/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,478
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,892
−HK$1,437/mo
Today · 4.125%
HK$48,329
baseline
▲ 0.50% · 4.625%
HK$51,270
+HK$2,941/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,658/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,593
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,950
−HK$1,377/mo
Today · 4.125%
HK$53,327
baseline
▲ 0.50% · 4.625%
HK$56,138
+HK$2,811/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,654/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,471
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,290
−HK$1,848/mo
Today · 4.125%
HK$62,138
baseline
▲ 0.50% · 4.625%
HK$65,919
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,276/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,049
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,793
−HK$1,770/mo
Today · 4.125%
HK$68,563
baseline
▲ 0.50% · 4.625%
HK$72,177
+HK$3,614/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,126/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,217 · Scale 2, in force from 26 Feb 2026)