LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,485
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$1,026/mo
Today · 4.125%
HK$34,522
baseline
▲ 0.50% · 4.625%
HK$36,623
+HK$2,101/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,044/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,109
−HK$983/mo
Today · 4.125%
HK$38,092
baseline
▲ 0.50% · 4.625%
HK$40,100
+HK$2,008/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,184/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,982
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,195
−HK$1,232/mo
Today · 4.125%
HK$41,427
baseline
▲ 0.50% · 4.625%
HK$43,948
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,854/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,367
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,180/mo
Today · 4.125%
HK$45,710
baseline
▲ 0.50% · 4.625%
HK$48,120
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,420/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,479
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,894
−HK$1,437/mo
Today · 4.125%
HK$48,331
baseline
▲ 0.50% · 4.625%
HK$51,272
+HK$2,941/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,662/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,595
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,952
−HK$1,377/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,140
+HK$2,811/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,473
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,292
−HK$1,848/mo
Today · 4.125%
HK$62,140
baseline
▲ 0.50% · 4.625%
HK$65,921
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,280/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,051
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,796
−HK$1,770/mo
Today · 4.125%
HK$68,566
baseline
▲ 0.50% · 4.625%
HK$72,180
+HK$3,614/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,132/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,237 · Scale 2, in force from 26 Feb 2026)