LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,486
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$1,027/mo
Today · 4.125%
HK$34,523
baseline
▲ 0.50% · 4.625%
HK$36,623
+HK$2,100/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,046/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,109
−HK$983/mo
Today · 4.125%
HK$38,092
baseline
▲ 0.50% · 4.625%
HK$40,100
+HK$2,008/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,184/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,983
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,195
−HK$1,232/mo
Today · 4.125%
HK$41,427
baseline
▲ 0.50% · 4.625%
HK$43,948
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,854/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,368
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,531
−HK$1,180/mo
Today · 4.125%
HK$45,711
baseline
▲ 0.50% · 4.625%
HK$48,120
+HK$2,409/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,422/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,480
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,894
−HK$1,438/mo
Today · 4.125%
HK$48,332
baseline
▲ 0.50% · 4.625%
HK$51,273
+HK$2,941/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,664/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,596
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,953
−HK$1,376/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,140
+HK$2,811/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,474
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,293
−HK$1,848/mo
Today · 4.125%
HK$62,141
baseline
▲ 0.50% · 4.625%
HK$65,922
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,282/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,052
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,796
−HK$1,770/mo
Today · 4.125%
HK$68,566
baseline
▲ 0.50% · 4.625%
HK$72,180
+HK$3,614/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,132/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,242 · Scale 2, in force from 26 Feb 2026)